Financial Safety Checklist
You can do these things to improve your financial life: Reduce Credit Card Debt Why this is important You get charged around 20% interest on credit card balances. Unpaid credit card balances are the fastest way to go backwards financially. What action you should take Focus on reducing your Credit Card balances to NIL before you do anything else, and then keep your spending down so you can repay your credit card balance each month. Separate Bank Accounts Why this is important It’s too hard to know where you are financially with just one bank account. Using 3 different accounts …